The Associate, Pricing is responsible for analysis and pricing of a large portfolio of auto lending channels. Key activities are to develop consistent and reliable reporting and analysis to understand and communicate trends, metrics, and indices needed to drive better planning, pricing, and sales activities. A key part of this role is to proactively review the reports to identify trends that are inconsistent with existing plans so that appropriate action can be taken. This would include price changes, forecasting changes, and dealer level incentives/corrective actions.
Researches, develops and implements competitive auto loan pricing products for the consumer and dealers to maximize profits.
Plans, directs and facilitates all phases of the product life cycle, from inception through introduction into the marketplace.
Ensures products meet regulatory and industry standards.
Uses a variety of methods to perform pricing research and analysis.
Develop and implement action plans based on multi-organizational reviews of key metrics and root causes for trends that are not proceeding within expectations.
Collaborates and contributes to defining pricing rules/policies, monitors corporate pricing, and carries out pricing rules.
Evaluates, polices, and helps educate others on pricing policies and rules.
Qualifications:
Work Experience: 5+ years in finance or data analytics within the banking or financial services industry. At least 2 years of experience in querying, analyzing and reporting of data using SQL, preferably in consumer finance domain
Education: Bachelor's Degree in Finance, Accounting, Management, Economics or equivalent work experience. Master’s Degree in STEM related field or MBA preferred.
Advanced Proficiency in SQL; SAS and experience with Python preferred.
Advanced proficiency with MS Office, especially Excel and PowerPoint.
Attention to detail, excellent organization, ability to prioritize work load and meet deadlines.
Good written and verbal communication skills.
Willingness to implement procedures and guidelines.
EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
Primary Location: Dallas, TX, Dallas
Other Locations: Texas-Dallas
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